Flexible Financing Made Simple

Bring your home improvement vision to life with our convenient financing options.

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Financing Your Dream Home Projects

Contractors report up to a 50% increase in sales with financing offers from the OPTIMUS platform.
Platinum Construction Group has partnered with OPTIMUS, the industry-first, all-in-one financing platform from EGIA, to make contractor financing simple and accessible.

OPTIMUS equips you with the tools to help every customer in one place, regardless of credit profile—including prime and near-prime options.

Grow Your Business

OPTIMUS is powered by EGIA, a nonprofit organization that empowers home services contractors to maximize their business potential through industry-leading training, financing, and marketplace solutions. Its OPTIMUS Financing platform has facilitated financing for 250,000+ residential and business projects valued at over $4.5 billion, providing contractors with a best-in-class suite of financing options.

How OPTIMUS Works

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Step 1:
Customer Applies

Customers apply online through OPTIMUS. Soft credit pull technology ensures “Know Before You Go” pre-qualification.

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Step 2:
Qualified Customer
Gets Approved

Credit decisions are rendered in seconds.

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Step 3: You Get Funded

Customers authorize the transaction, and funds are delivered via ACH within 1-2 business days.

Frequently Asked Questions


Offering flexible financing gives your customers the buying power to afford their dream project, increasing your close rate and average order size. Affordable payment options allow buyers to spend more on their project while keeping monthly payments manageable.

Once the project is complete and your customer authorizes funding, you’ll receive an ACH deposit within 1-2 business days (minus any applicable dealer fees).

OPTIMUS provides over 30 loan plans, including same-as-cash, zero interest, and reduced interest options to customize financing for every customer.

Funds are deposited via ACH within 1-2 business days of project completion.

Customers prefer payment options for major purchases. OPTIMUS gives them flexibility through multiple plans, including same-as-cash, low interest, and no-interest options—helping you close more sales and increase order value.

  1. Apply to become an OPTIMUS contractor.
  2. Set up OPTIMUS on your website to allow customers to pre-qualify and get approved.
  3. Close the sale and provide your customers with the solutions they need!
  • Nearly all contractors qualify to offer OPTIMUS
  • No minimum time in business requirements
  • No minimum funding requirements
  • No minimum annual sales revenue requirements

Schedule a Demo or Apply Today

Take the next step in growing your business and giving your customers the financing options they need. Apply for OPTIMUS Financing or schedule a demo today.

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